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Friday, October 31, 2014

Quantitative Aptitude Quiz

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1.  696 ÷ 58 * 15 + 468 = (?)3  - 164
(1) 512
(2) 6
(3) 64
(4) 9
(5) None of these

ANS:1. (5)


2. (9 * 9)­3 ÷ (243 ÷ 27)4 * (243 * 9) = (9 * 27)? + 1 
(1) 3
(2) 2
(3) 6
(4) 4
(5) None of these
ANS:2. (4)


3. (√180 + 11) + (√5 - 3)2 = (?)2
(1) 5
(2) 8 
(3) 25
(4) 10
(5) 4
ANS:3. (1)


4. 7(1/2) + 4(1/3) – 6(1/4) = ? + 5(1/6)
(1) 5/6
(2) 7/6
(3) 5/12
(4) 7/12
(5) None of these
ANS:4. (3)



5.  19% of 2570 = 35% of 628 + ?
(1) 271.5
(2) 268.5
(3) 273.5
(4) 266.5
(5) None of these
ANS:5. (2)


6. Mr. Sanjay invested a certain amount in Debt and Equity funds in the ratio 6 : 7. At the end of one year, he earned a total dividend of 40% on his investment. After one year he reinvested the amount including the dividend in the ratio of 3 : 2 in Debt and Equity fund. If the amount invested in Equity Funds in second year was Rs. 36400, what was the original amount invested in Equity Funds?
(1) Rs. 35000
(2) Rs. 30000
(3) Rs. 91000 
(4) Rs. 65000
(5) None of these
ANS:6. (1)
Amount invested in equity fund in second year = 36400
Total amount invested in second year = 5/2 of 36400 = 91000
Let the Initial amount was x. Then
1.4x = 91000
x = 65000
Original amount invested in equity fund = 7/13 of 65000 = 35000



7. The product of twice a number and 25% of another number is what per cent of the product of the original numbers?
(1) 80%       
(2) 50%         
(3) 75%         
(4) 30%         
(5) None of these
ANS:7. (2)
Let the numbers be x and y.
Original product = xy
New Product = 2x (25% of y) = xy/2
Since it is half of the original product the answer is 50%.

8. Raman and Chaman together can complete an assignment of data entry in fifteen days. Chaman’s speed is 85% of Raman’s speed and the total key depressions in the assignment are 6,66,000.  What is Raman’s speed in key depressions per hour if they work for 5 hours a day?
(1) 4800        
(2) 2400
(3) 3600
(4) 4080
(5) None of these
ANS:8. (1)
Total number of key depressions by them in 1 hour = 666000/ (15 * 5) = 8880
Let the number of key depressions of Raman in 1 hour be x. Then
x + 85% of x = 8880
x = 4800

9. A shopkeeper labelled the price of his articles so as to earn a profit of 50% on the cost price. He then sold the articles by offering a discount of 30% on the labelled price. What is the actual per cent profit earned in the deal?
(1) 80%          
(2) 10%          
(3) 20%          
(4) 15%          
(5) None of these
ANS:9. (5)
Profit % = 50 - 30 + {50 * (-30)}/ 100 = 5%


10. Arpan’s salary increases every year  by 20% in June. If there is no other increase or reduction in the salary and his salary in June 2012 was Rs 25,920, what was his salary in June 2010?
(1) Rs 22,250 
(2) Rs 18,000 
(3) Rs 20000  
(4) Rs 16,500  
(5) None of these
ANS:10. (2)
Arpan’s salary in 2010 = 25920 * 100/120 * 100/120 = 18000


Directions (11-13) : Study the given information carefully and answer the questions that follow
A basket contains 6 black, 4 yellow and 3 white marbles.
11. If three marbles are picked at random, what is the probability that either all are white or all are black?
(1) 21/143         
(2) 10/243       
(3) 21/286         
(4) 31/286         
(5) None of these
ANS:11. (3)
Required probability = (3C3 + 6C3)/ 13C3 = 21/286



12.  If two marbles are drawn at random, what is the probability that both are black?
(1) 5/26         
(2) 15/26       
(3) 5/13         
(4) 21/26          
(5) None of these
ANS:12. (1)
Required probability = 6C2/13C2 =  5/26

13. If three marbles are picked at random, what is the probability that at least one is yellow?
(1) 42/143 
(2) 84/143
(3) 21/143  
(4) 35/143 
(5) None of these
ANS:13. (5)
Required probability = 1 – Probability that none is yellow
= 1 - 9C3/13C3 = 101/143


Thursday, October 30, 2014

Top 3 production India states and Countries

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* Important Gk Questions Related to Agriculture Field *
=================================================
Wheat –
State - 1. Uttar Pradesh 2. Punjab 3. Haryana
Country - 1. China 2. India 3. USA
Rice –
State 1. West Bengal 2. Andhra Pradesh 3. Uttar Pradesh
Country - 1. China 2. India 3. Indonesia
Sugarcane –
States - 1. Uttar Pradesh 2. Tamil Nadu 3.Maharashtra
Country - 1. Brazil 2. India 3. China
Jute –
State - 1. West Bengal 2. Bihar 3. Assam
Country - 1. India 2.Bangladesh 3. China

Milk –
State - 1. Uttar Pradesh 2. Rajasthan 3. Andhra Pradesh
Country - 1. India 2. United States 3. China

Tuesday, October 28, 2014

Union Budget MCQs VERY IMPORTANT

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1. Union Budget of India is referred to as the Annual Financial Statement in which ariticle of the Constitution of India ?
Ans: Art 112
2. Which Finance Minister presented the budget ten times, the most by any in Parliament ?
Ans: Morarji Desai (8 budgets and 2 interims)
3. Indian Government provides ____________crore for rehabilitation of displaced Kashmiri migrants as announced in Union Budget 2014-15?
Ans: 500
4. Crisis Management Center for women will be open at?
Ans: Delhi
5. Name the Finance minister of India who has presented the Union Budget 2014 in Parliament on 10th July 2014 ?
Ans: Arun Jaitley
6. Who has presented the First Union Budget of Independent India on 26th November 1947 ?
Ans: R.K. Shanmukham Chetty
7. Amount allotted for the project of developing 100 Smart Cities?
Ans: 7060 cr
8. Mandatory wage ceiling of subscription to EPS (Employee Pension Scheme) raised from Rs 6,500 to __________ ?
Ans: 15,000
9. Housing loan interest rate deduction limit has been increased to?
Ans: 2 lakhs
10. Finance Minister has put forth aim to achieve __________ per cent economic growth rate in next 3-4 years?
Ans: 7-8%
11. On which day the Union Budget presented in Lok Sabha normally ?
Ans: Last working day of the month February by the Finance Minister
12. Agriculture University announced in Budget will be set up at?
Ans: Andhra Pradesh and Rajasthan
13. On 29th February 1964 and 1968, who became the only Finance minister to present the Unoin Budget on his birthday ?
Ans: Morarji Desai
14. Who were the three Prime Ministers who presented the Budget in Parliament as they were holding the Finance Ministry portfolio?
Ans: Jawaharlal Nehru, Indira Gandhi and Rajiv Gandhi
15. What is the targeted fiscal deficit for 2016 (year 2015-16) as announced in the Union Budget 2014-15?
Ans: 3.6% of GDP
16. How much fund was set aside for the proposed National Rural Internet and Technology Mission (NRITM)?
Ans: 500 cr
17. Investment limit under Section 80C has also been increased to ....... from existing 1 lakhs in Budget 2014?
Ans: 1.5 lakhs
18. When does the Budget come to effect every financial year ?
Ans: 1st April
19. How many new IIMs have been announced in Union Budget 2014?
Ans: 5 (HP, Bihar, Rajasthan, Punjab and Odisha)

20. What does 'Vote on Account' deals with ?
Ans: Expenditure side of the Govt Budget

Monday, October 27, 2014

Some Basic Banking Terms

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1) RBI – The Reserve Bank of India is the apex bank of the country, which was constituted under the RBI Act, 1934 to regulate the other banks, issue of bank notes and maintenance of reserves with a view to securing the monetary stability in India.

2) Demand Deposit – A Demand deposit is the one which can be withdrawn at any time, without any notice or penalty; e.g. money deposited in a checking account or savings account in a bank.


3) Time Deposit – Time deposit is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for another term.

4) Fixed Deposits – FDs are the deposits that are repayable on fixed maturity date along with the principal and agreed interest rate for the period. Banks pay higher interest rates on FDs than the savings bank account.

5) Recurring Deposits – These are also called cumulative deposits and in recurring deposit accounts, a certain amounts of savings are required to be compulsorily deposited at specific intervals for a specified period.

6) Savings Account – Savings account is an account generally maintained by retail customers that deposit money (i.e. their savings) and can withdraw them whenever they need. Funds in these accounts are subjected to low rates of interest.

7) Current Accounts – These accounts are maintained by the corporate clients that may be operated any number of times in a day. There is a maintenance charge for the current accounts for which the holders enjoy facilities of easy handling, overdraft facility etc.

8) FCNR Accounts – Foreign Currency Non-Resident accounts are the ones that are maintained by the NRIs in foreign currencies like USD, DM, and GBP etc. The account is a term deposit with interest rates linked to the international rates of interest of the respective currencies.

9) NRE Accounts – Non-Resident External accounts are the ones in which NRIs remit money in any permitted foreign currency and the remittance is converted to Indian rupees for credit to NRE accounts. The accounts can be in the form of current, saving, FDs, recurring deposits. The interest rates and other terms of these accounts are as per the RBI directives.

10) Cheque Book - A small, bound booklet of cheques. A cheque is a piece of paper produced by your bank with your account number, sort-code and cheque number printed on it. The account number distinguishes your account from other accounts; the sort-code is your bank's special code which distinguishes it from any other bank.

11) Cheque Clearing - This is the process of getting the money from the cheque-writer's account into the cheque receiver's account.

12) Clearing Bank - This is a bank that can clear funds between banks. For general purposes, this is any institution which we know of as a bank or as a provider of banking services.

13) Bounced Cheque - when the bank has not enough funds in the relevant account or the account holder requests that the cheque is bounced (under exceptional circumstances) then the bank will return the cheque to the account holder.

14) Credit Rating - This is the rating which an individual (or company) gets from the credit industry. This is obtained by the individual's credit history, the details of which are available from specialist organisations like CRISIL in India.

15) Credit-Worthiness - This is the judgement of an organization which is assessing whether or not to take a particular individual on as a customer. An individual might be considered credit-worthy by one organisation but not by another. Much depends on whether an organization is involved with high risk customers or not.

16) Interest - The amount paid or charged on money over time. If you borrow money interest will be charged on the loan. If you invest money, interest will be paid (where appropriate to the investment).

17) Overdraft - This is when a person has a minus figure in their account. It can be authorized (agreed to in advance or retrospect) or unauthorized (where the bank has not agreed to the overdraft either because the account holder represents too great a risk to lend to in this way or because the account holder has not asked for an overdraft facility).

18) Payee - The person who receives a payment. This often applies to cheques. If you receive a cheque you are the payee and the person or company who wrote the cheque is the payer.

19) Payer - The person who makes a payment. This often applies to cheques. If you write a cheque you are the payer and the recipient of the cheque is the payee.

20) Security for Loans - Where large loans are required the lending institution often needs to have a guarantee that the loan will be paid back. This takes the form of a large item of capital outlay (typically a house) which is owned or partly owned and the amount owned is at least equivalent to the loan required.

21) Internet Banking - Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by the bank.

22) Credit Card - A credit card is one of the systems of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services.

23) Debit Card – Debit card allows for direct withdrawal of funds from customers bank accounts. The spending limit is determined by the available balance in the account.

24) Loan - A loan is a type of debt. In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. There are different kinds of loan such as the house loan, auto loan etc.

25) Bank Rate - This is the rate at which central bank (RBI) lends money to other banks or financial institutions. If the bank rate goes up, long-term interest rates also tend to move up, and vice-versa.

26) CRR - Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.

27) SLR - SLR stands for Statutory Liquidity Ratio. This term is used by bankers and indicates the minimum percentage of deposits that the bank has to maintain in form of gold, cash or other approved securities. Thus, we can say that it is ratio of cash and some other approved to liabilities (deposits). It regulates the credit growth in India.

28) ATM - An automated teller machine (ATM) is a computerised telecommunications device that provides the clients with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip, that contains a unique card number and some security information such as an expiration date or CVV. Authentication is provided by the customer entering a personal identification number (PIN)

29) REPO RATE: - Under repo transaction the borrower places with the lender certain acceptable securities against funds received and agree to reverse this transaction on a predetermined future date at agreed interest cost. Repo rate is also called (repurchase agreement or repurchase option).

30) REVERSE REPO RATE: is the interest rate earned by the bank for lending money tothe RBI in exchange of govt. securities or "lender buys securities with agreement to sell them back at a predetermined rate".

31) CASH RESERVE RATIO: specifies the percentage of their total deposits the commercial bank must keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit.

32) SLR: known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a prescribed minimum proportion of its demand and time liabilities in the form of designated liquid asset.
OR
"Every bank has to maintain a percentage of its demand and time liabilities by way of cash, gold etc".

33) BANK RATE: is the rate of interest which is charged by RBI on its advances to commercial banks. When reserve bank desires to restrict expansion of credit it raises the bank rate there by making the credit costlier to commercial bank.

34) OVERDRAFT: It is the loan facility on customer current account at a bank permitting him to overdraw up to a certain agreed limit for a agreed period ,interest is payable only on the amount of loan taken up.

35) PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime customers.

36) IFSC: IFSC stands for Indian Financial System Code. It is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system.
ii. This is an 11 digit code with the first 4 alpha characters representing the bank, The 5th character is 0 (zero) and the last 6 characters representing the bank branch.
iii. IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

For ex: SBIN0015986 :
(a) First 4 character SBIN – refers to State Bank of India.
(b) 0 is a control number.
(c) Last six characters (015986) represents the SBI branch name.

37) MICR : MICR stands for Magnetic Ink Character Recognition. MICR Code is a 9 numeric digit code which uniquely identifies a bank branch participating in the ECS Credit scheme. MICR code consists of 9 digits e.g 400229128
i. First 3 digits represent the city (400)
ii. Next 3 digits represent the bank (229)
iii. Last 3 digits represent the branch (128)

The MICR Code allotted to a bank branch is printed on the MICR band of cheque leaves issued by bank branches.

38) Cheque Truncation:
i. Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch.
ii. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house, along with relevant information like data on the MICR band, date of presentation, presenting bank, etc.
iii. Cheque Truncation speeds up the process of collection of cheques resulting in better service to customers, reduces the scope for clearing-related frauds or loss of instruments in transit, lowers the cost of collection of cheques, and removes reconciliation-related and logistics-related problems, thus benefiting the system as a whole.

Friday, October 24, 2014

RRB Chennai Recruitment 2014 – For 1397 Vacancies Posts

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Further Details Information Regarding Educational Qualification, Post Name, Age Limit, Pay Scale, Selection Procedure, Important Dates, Online or Offline Application, Official Notification for RRB Chennai Recruitment is given below.


Organization NameRailway recruitment Board, Chennai

Total No of Vacancies: 1397

Qualification: 10th / 12th /Any Graduate / Post Graduate / Ph.D

Post Name & Vacancies
  1. Stenographer / Junior (Hindi) - 376
  2. Stenographer / Junior (English) – 599
  3. Chief Law Assistant / Law Assistant – 43
  4. Junior translator – 82
  5. Staff and Welfare Inspector – 56
  6. Librarian – 02
  7. Library Information Assistant – 04
  8. Catering Inspector – 109
  9. Head Cook – 17
  10. Horticulture Inspector – 08
  11. Field Man – 01
  12. Publicity Inspector – 04
  13. Sr. Publicity Inspector – 03
  14. Finger print examiner – 06
  15. Photographer – 2
  16. Trained Graduate Teacher – 03
  17. Primary Teacher – 42
  18. Asst. Mistress – 30


Total Vacancies – 1397

Age Limit & Pay Scale:

Post Name
Pay Scale
Age limit
Stenographer / Junior (Hindi)
5200-20200 + GP 2400/-
18-30
Stenographer / Junior (English)
Chief Law Assistant / Law Assistant
9300-34800 + GP 4600/-
18-40
Junior translator
9300-34800 + GP 4200/-
18-33
Staff and Welfare Inspector
Librarian
5200-20200 + GP 2400/-
18-30
Library Information Assistant
9300-34800 + GP 4200/-
18-33
Catering Inspector
9300-34800 + GP 4200/-
18-30
Head Cook
5200-20200 + GP 2800/-
Horticulture Inspector
9300-34800 + GP 4200/-
20-33
Field Man
5200-20200 + GP 1900/-
18-33
Publicity Inspector
Sr. Publicity Inspector
5200-20200 + GP 2800/-
Finger print examiner
9300-34800 + GP 4200/-
20-35
Photographer
5200-20200 + GP 2400/-
18-33
Trained Graduate Teacher
9300-34800 + GP 4600/-
18-45
Primary Teacher
9300-34800 + GP 4200/-
Asst. Mistress
9300-34800 + GP 4800/-

Examination Fee:
Only GEN / OBC category aspirants must have to pay examination fee of Rs. 100/-
SC /ST / PWD / Female are exempted from examination fee.

Selection Process:

Candidates will be selected on the basis of their performance in the Written Test.

Procedure to apply:

·                     Candidates who find themselves eligible they must fill the application form on a plain A4 size paper correctly and should attach the required photocopies of particulars and enclosed in an envelope.
·                     Send the Super scribed form with the ‘Name of the post………’ on or before the closing date 10th November 2014 to the respective address mentioned in the official notification.

Important Date:

Last date: 10th November 2014


IBPS PO - IV EXAM - 2014

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11th Oct 2014 (Morning Shift)


(1) Music director of “Mile sur mera tumhara”- Ashok Patki

(2) ADR - American Depositary Receipt

(3) BKS Iyenger got which award - Padham Vibhushan

(4) Unclaimed PPF committee- HR Khan

(5) Currency of Spain - Euro

(6) Pehla kadam pehli Udan is a- two new savings bank products for children above 10 years 
launched by Arundhati Bhattacharya (SBI)

(7) Capital of Arunachal Pradesh- Itanagar

(8) Who is Donald Dusk - Ex Prime Minister of Poland and next EU council head

(9) Father of atomic Bomb- J.Robert Oppenheimer

(10) Pm want to build which city like Kyoto- Varanasi

(11) Vijay Malya defaulter for which firm of his - Kingfisher

(12) Author of Curtain Raiser- Kandathil Sebastian

(13) Serena Williams associated with - Tennis

(14) Rupay card launched by – National Payments Corporation of India (NPCI)

(15) Who started the celebration of  Ganesh Puja festival - Bal Gangadhar Tilak

(16) NPA time limit: 90 days

(17)One question from Swach bharat  Yojna -

(18) L in LAF Stands for- Liquidity Adjustment Facility

(19) S in RTGS Stands for- Real Time Gross Settlement

(20) 2011 census which city has less population – Lakshadweep

(21) FAT full form-  File Allocation Table

(22) One question on KYC

(23) One question from Mutual Funds

(24) How many languages are written in a currency note – 17 languages

(25) Atm card and memory card difference.

(26) E commerce? Trading of services using online method

(27) Saving bank interest decided by – Individual bank

(28)One question on Cheque Truncation System

(29) India’s International Bank Tag Line for which bank- Bank of Baroda

(30) Jandhan Yojana main objective – Financial Inclusion

(31) Which freedom fighter was killed during protest of Simon Commission- Lala lajpat Rai

(32) Monetary policy includes?

11th Oct 2014 (Evening Shift)


1.In NECS ,S stands for-Service(National electronic Clearing Service)

2.Introductory loan rate is also Known as –Teaser Loan rate

3.Ravi Shankar Associated with which instrument-Sitar


4.RBI allowed the age of MD of all PSU till -70 yr


5.Gas caused Most Global Warming-CO2


6.Maximum Population Density –Bihar


7.Governor of Maharashtra-Chennamaneni Vidyasagar Rao


8.Question on D-SIB Domestic Systematically important bank


9.Capital of UAE-Abu Dhabi


10.Which is Credit Information Bureau-CIBIL


11.PM David Cameroon went to Scotland to appeal-To remain part of UK


12.According to CAG report 46% poor in 3 states-Bihar,Maharashtra,UP


13.Interest on saving account of schedule banks is calculated on-Daily basis


14.US open Tennis winner-Marin Cilic


15.CTS save time and cost by eliminating-Physical movement of Cheques


16.Plastic notes of Rs 10 as a trial by RBI in which city-Simla, Kochi, Jaipur, Bhubaneswar and Mysore.


17.Multicurrency card by SBI in tie up with-Master Card


18.ICICI Bank launches cardless cash withdrawal services- To avail this facility, a sender has to register the recipient's name,mobile number and address. On receiving a six-digit reference code, the recipient can withdraw cash from the bank's ATMs within two days of the transaction.

19.FMP wit respect to Mutual Fund stands for-Fixed maturity Plan


20.DMRC and Master card to launch a uniform card-with ICICI bank


21.Reverse Mortage Scheme is Facility for-Senior Citizens


22.Book The Lives of Others. Neel Mukherjee.


23.Ebola Cause Maximum harm in Which Country


24 Nikkei is index of-Tokyo Stock exchange


25 India's First Mute Film-Alam Ara


12th Oct 2014 (Morning Shift)


1.Pre shipment and post shipment is related to in finance- Export finance

2.State with lowest population density- Arunachal Pradesh

3.RBI release Draft Guidelines for Licensing of Payments Banks,Small Banks-100 cr

4.Time Limit fixed by RBI for For Resolution of complaints of ATM not withdrawl money-7 days

5.RRCAT rajaraman is located in-Indore,MP

6.Insurance Cover in PM Jan Dhan Yojna- Rs . 30000

7.‘The Bank That Begins With U’ is tagline of –United bank of India

8.Individual Borrowercan check their credit report from –CIBIL

9.BCSBI codesBankingCodesand Standards Board of India are related to-Banks

10.Settlement in RTGS to settle with in -1 Day

11.EBT full form-Electronic Benefits Transfer

12.Hanoi is Capital of –Vietnam

13.Naseeb Jung is –Lieutenant governor of Delhi

14.Full form of B in ‘ABSA’ full form-Application supported by blocked amount

15.Banking account that has been not claimed for 10m yr-Unclaimed or Dormant account

16.RBI has recently mandate a two step mobile authentification for e-commerce-car rental company-UBER

17.PMGSY -Pradhan Mantri Gram Sadak Yojana under the Ministry of Rural Development, Government of India.

18.Authorised dealer is a person authorised by RBI to deal in-Foreign Exchange

19.Inter-governmental body that develops and promotes policies to protect the global financial system against money laundering and terrorist financing is - The Financial Action Task Force (FATF)

20.In case of basic savings bank deposit account (BSBDA) the total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in a-Month

21.Which location has nuclear power plant-Kakrapar

22. Finding Fanny movie director - Homi Adajania

23. Who is john Kerry? US finance secretary visited to india recently

24.Half girlfriend writer- Chetan Bhagat

25.Pakistan player banned for what – Illegal bowling action

26. Hafeez Saeed is the leader of which organisation

27  MICR full form – Magnetic Ink Character Recognition

28.Repo rate definition

29. Largest desert – Sahara Desert

30. Currency of China - Yuan

12th Oct 2014 (Evening Shift)


(1)Lisbon is capital of which country? Portugal

(2) 1 question regarding "Pahla kadam , pahli udan"-SBI for minor 10 years and above

(3)Current pm of UK- David Cameroon

(4)Brics bank name - New Development Bank

(5)currency of Saudi Arabia? Riyal

(6)Shivasundram hypro power project , state name.

(7)Asiad 2014 games were organised in which city - Icheon

(8)Priyanka chopra in movie mary kom playing role of – Boxer

(9)REPO RATE- 8%

(10)SEBI extended guide line to appoint at least one women in board of director- 31march 2015

(11)Upallu srinivas –Madolin

(12)Cantolania referendum from which country- Spain

(13)RBI limited ATM facility on 5 cities, who are not come under this term-BSBDA account holder

(14)Govt going to sell stake in 3 PSU, one of them –ONGC

(15)1 que on solar project

(16)C stands for in "KYC" Customer

(17)Rupay set up for which banks?? Selected few banks

(18)which motor company ceo visited india recently - General Motors

(19)One question on ozone layer

(20)Northern railway started -Go india smart card

(21)Pension scheme for uorganised sector - Swavalamban

(22)One question on real state infrastructure fund

(23)One question on senior citizen account

(24)Minimum capital required for foriegn bank to open branch

(25)Woman Card related question

(26) Reit full form - Real State Investment Trust

Some computer questions asked

1) In Excel, cells are defined as : Intersection of Rows & Columns

2) A device that controls sudden upsurge in Voltage in electronic devices; Voltage stabilizer

3) Which is not an input device: Monitor

4) Full form of TCP/IP

5) Home page is : First page

6) A site consists of generally : Lot of web pages

7) A link on a website that opens another page Hyperlink



18th Oct 2014 (Morning Shift)


General Awareness Questions:


1.    Currency of Spain – Euro

2.    Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account

3.    Foreign Institutional Investor – FII

4.    Writer of The Mother I Never Knew - Sudha Murthy

5.    L stands in SLR- liquidity

6.    Money laundering is done to- Avoid tax

7.    Abhinav Bindra wins Two Bronze & Retirement

8.    When did Manalapan reach Mars - 24 September 2014

9.    In how days KYC custom fill identity proof – 5 working days

10.  Nuku’alofa is the capital of – Tonga

11.  Nitin Gadkari related to which ministry - Transport

12.  Which Indian movie selected for  Oscar Award 2015  - Liar's Dice

13.  PPF limit change from 1 lakh to 1.5 lakh

14.  Largest hydroelectric power plant in India – Koyna

15.   Fusion points agreement 118 countries related to –

16.  What is 'M' in MIFF- Mumbai (MIFF- Mumbai International Film festival)

17.  Heidelberg Cement India': - Ashish Guha

18.  Mogadishu is the capital of – Somalia

19.  Basic saving bank deposit account maximum credit amount in a year – 1 lkh

20.  NIM full form- Net Interest Margin

21.  MTSS- Money Transfer Service Scheme

22.  kisan vikas patra was closed by govt. earlier why  - to avoid Money laundering activities

23.  Vishal Sikka is CMD of which company - Infosys

24.  One question on Negotiable Instruments Act, 1881

25.  Rbi issued the permission to Muthoot finance to set up - white label ATM

26.  SBI life insurance partnered with – BNP Paribas Cardif 

27.  Merchant payments in India is controlled by - SEBI

28.  According to census 2011 Every ____ in the world population is Indian.

29.  Who gave the principle of objects submerged partially or fully in water – Archimedes

Computer Questions 

1.    A card like a plastic credit card used for the expansion of computer capabilities is:expansion card/ pendrive etc.

2.     To view how a document appears in MS Office: print preview

3.    What is WINDOWS EXPLORER: File Manager

4.    Mouse behaves like, when it turns upside down - track ball

5.    Transfer of applications from memory to hard disk?

6.    When a computer is switched on, the first instruction performed by RAM is from: ROM

7.    Shifting from Windows 98 to windows XP is - upgrade

8.    A saved program stores in :hard disk

9.    The vertical lines on a product: barcode

10.  Palm operating device - PDA

11.  GUI (Graphic user Interface means) – user friendly

12.  Pass words are used for - unauthorized access in to the system

13.  Pass accessing - pass word rights/access rights

14.  Not a malware  - data spy

15.  The first part of the URL which is used for access in to the web - protocol

16.  In MS Word to reverse the action of UNDO - Redo


18th Oct 2014 (Evening Shift)


General Awareness Questions:


1.    According to census 2011Lowest density state - Arunachal Pradesh

2.    Which country does not belong in European Union but use Euro as a currency - Vatican city

3.    Who won bronze medal in swimming: Sandeep Sejwal

4.    Jai hind slogan given by –  Subhash Chandra Bose

5.    Capital of Turkey: Ankara

6.    Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs 50,000

7.    In NSDL ,word ”S” stands for - National Securities Depository Limited 

8.    SBI tag line: Pure Banking Nothing Else

9.    Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma

10.  Bank celebrate 150 years with Sri Lanka: SBI

11.  Cheque amount written is called exchange of notes done by customer

12.  Overnight money needed by bank from RBI on which rate bases: MSF

13.  Poverty elevation minster – Ramvilas Paswan

14.  CPI full form: Consumer Price Index

15.  Urban dev and Parliament minister: Venkaiah Naidu

16.  Why RTGS used?


Computer Questions


1.    ISDN full form: Integrated Service Digital Network

2.    OLE full form: Object Linking and Embedding

3.    Why is RAM used to store data for short time - it is volatile

4.    MS office - application software.

5.    Which is an OS?

6.    Which keys to delete a file permanently in windows – shift +delete

7.    Which is an input device?

8.    Arrange in ascending order - character, field, record, file, database

9.    What input can be read optically where lines of light and dark shades are used - barcode, strike etc


19th Oct 2014 (Morning Shift)


General Awareness Questions

1.    HDFC Tagline - We understand your world

2.    Smart star account opened by which bank – ICICI bank

3.    In Varistha pension Bima scheme will be administrated by – LIC

4.    Director of Singham Returns movie – Rohit Shetty

5.    Taskant is the capital of – Uzbekistan

6.    Sati pratha abolished by whom – Raja Ram Mohan Rai

7.    Railway minister: Sadanand Gowda

8.    Basic saving bank deposit account maximum credit amount in a year is – 1 lakh

9.    Full form of PKI – Public Key Infrastructure

10.  Iran president: Hassan Rouhani

11.  Author of Revolution 2020: Chetan Bhagat

12.  Which country is part of European Union but do not use euro currency - Denmark

13.  3 ATM transaction usage from different bank in a month is applies to which city:

14.  CBS Full form- Core Banking Solution

15.  Cyrus Mistry is the CEO of – TATA group

16.  Kakrapar atomic power plant- Gujarat

17.  DNA full form: Deoxyribo Nucleic acid

18.  Home rule league moment leader - Annie BesantBal Ganga Dhar Tilak

19.  Committee on Banking Ombudsman – Suman Verma Committee

20.  What “S” stands in CDSL – Securities [Central depository Securities depository Ltd.]

21.  RBI given Banking licence to IDFC and __- Bandhan

22.  IFSC Code contain how many digits- 11 alphanumeric code

23.  On tap licensing mean?

24.  EBW full form - Export Bills Permitted to be Written off

25.  BSE is given trade facility – online

26.  Which country got gold medal in 25mr air rifle in Asian games?

27.  Full form of PMJDY – Pradhan Mantri Jan Dhan Yojana

28.  According to WHO, Highest rate of Child marriage – Bangladesh (India raked 2nd)

29.  Agaria Tribe belongs to which state – Madhya Pradesh

30.  Capital of Tanzania – Dodoma

31.  DIGC insurance cover is headed by – Central Govt.

32.  The initial minimum paid-up capital for a private bank shall be Rs.200 crore

33.  MTSS used - personal remittance


Note: Money Transfer Service Scheme ( MTSS ) is a quick and easy way of transferring personal remittances from abroad to beneficiaries in India. Only personal remittances such as remittances towards family maintenance and remittances favouring foreign tourists visiting India are permissible.

Computer Questions

1.    Mouse ,track ball are - Pointing devices

2.    Short cut to BOLD the word - CTRL + B

3.    Which of the following is a DOS operation done - command Instruction

4.    Data transmission b/w mother board and component - BUS

5.    Full form of WAN – Wide Area Network

6.    Which of the following belongs local network – LAN

7.    Linux is a – Operating System

8.    Chip is also called as  - Integrated circuit

9.    Full form of URL – Uniform Resource Locator

10.  Full form of EPROM - Erasable Programmable Read Only Memory

11.  The details like name, subject etc consists in a – Data Dictionary / Table

12.  Which of the following is not a programming language - MS – excel

13.  According to ASCII how many letters are there – 256

14.  To go to End of the page which key you use - Shift + PGDN

19th Oct 2014 (Evening Shift)


General Awareness Questions


1.    Currency of Cambodia – Riel

2.    What is A in ATM – Automated

3.    Capital of Afghanistan – Kabul

4.    Hard Choice author - Hillary Clinton

5.    Who invented Dynamite – Alfred Nobel

6.    Capital of Argentina: Buenos Aires

7.    Which actor's father is a famous badminton player - Deepika Padukone

8.    Word C stand for what in CP- commercial paper

9.    A scheme related to person named Deen Dayal Upadhya?

10.  Bank used to what method to read code on cheque - MICR.

11.  Purpose of starting Minor account for 10 years children - Financial inclusion

12.  Kundankulam nuclear plant is a agreement between India and __ - Russia

13.  CVV full form – Card Verification Value

14.  Who won first gold medal in squash in Asian games?

15.   Acc to census what percent of pop. Was below 35 yrs of age?

16.  Minority affair minister – Najma Heptulla

17.  Yogakshemam Vahamyaham is the slogan of – LIC

18.  Bank of International Settlement headquarter – Switzerland



Computer Questions

1.    Pdf full from -  Portable Document Format

2.    Virus full from - Vital Information Resources Under Seize

3.    GUI ka full form – Graphic User Interface