General Awareness For IBPS PO,Clerks,And Upcoming Bank Exams

1. 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) launched by Prime Minister of India on 28 August 2014. The theme of the scheme is ....

1) Bringing more people under financial
inclusion
2) Providing cash subsidy to farmers
3) Creating awareness about the value of
money encouraging people to buy gold
4) Providing cash to people to participate in
Mutual Funds market
5) None of above

2. What is the tag line of 'Pradhan Mantri Jan Dhan Yojana'?
1) Hamara Khatha Hamara Swabhiman
2) Khatha Kholo, Paisa Bachao
3) Mera Khatha Bhagya Vidhata
4) Hamara Khatha Bhagya Vidhata
5) Sab ka Khata Sab ka Vikas

3. 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) is the dream project of the central
Government provides ......
1) At least one bank account to every house
hold
2) Bank account with locker facility to keep
the valuables of people
3) One bank account to every house hold
and ask the bank to enroll the minor
names to open the account in future
4) None of above 5) All of above

4. How many crore people cover under Jan Dhan Yojana by January 26, 2015?
1) 1.5 crore 
2) 4.5 crore 
3) 7.5 crore
4) 90 lakh 
5) 10.50 crore

5. How many no frill accounts opened under PMJDY on the day of launch?
1) 2.5 crore 
2) 4.5 crore 
3) 1.5 crore
4) 3.5 crore 
5) None

6. Under PMJDY, every account holder will get a .......
1) RuPay debit card
2) Visa International debit card
3) Master Card debit card
4) EVM debit card 
5) All of above

7. Issuing of KCC as RuPay Kisan Card also proposed under PMJDY. KCC stands for ......
1) Kisan Core Card 
2) Kisan Call Card
3) Kisan Combo Card
4) Kisan Credit Card 
5) None

8. The account holder under Jan Dhan Yojana, get how much life insurance cover, if the account open before 26 January, 2015?
1) Rs.5,000 
2) Rs.10,000 
3) Rs.80,000
4) Rs.70,000 
5) Rs.30,000

9. After six months of satisfactory operations, the account holder would be eligible ...... overdraft facility under PMJDY.
1) Rs.5,000 
2) Rs.15,000 
3) Rs.25,000
4) Rs.35,000 
5) None

10. While speaking on the occasion of launching of Jan Dhan Yojana, PM said .......
1) To eradicate poverty we have to get rid of
financial untouchability.
2) Financial stability break the vicious cycle
of poverty.
3) Once bank accounts open, the people
connected with the economic system.
4) None of the above 
5) All of above

11. Account given under Jan Dhan Yojana, also cover accidental insurance of up to ........
1) Rs.1 lakh 
2) Rs.2 lakhs 
3) Rs.5 lakhs
4) Rs.3 lakhs 
5) None

12. PM declared, even through basic mobile phones by using USSD Platform the banking can be done and this facility facilitated by National Payments Corporation of India .USSD stands for .......
1) Unstructured Supplementary Service
Data
2) Unstructured Supply Service Data
3) Unsaturated Supplementary Service
Data
4) Unstructured Secondary Service Data
5) None

13. In order to make the programme PMJDY successful, at least 50000 Business Correspondents, more than 7000 branches and more than how many new ATMs will be established?
1) 10000 
2) 200000
3) 45000 
4) 20000
5) 75000

14. The earlier schemes of financial inclusion focussed on villages. The present PMJDY focus on .......
1) Employees 
2) House wives
3) Rural youth 
4) Urban slum dwellers
5) House holds

15. Under Phase I under PMJDY Universal access to banking, cover all house holds with at least one Basic Banking Account with RuPay debit card, providing insurance cover, linking DBT (Direct Benefit Transfer) Scheme provided. Phase I runs between .......
1) 15 August, 2014 to 14 August, 2015
2) 15 August, 2014 to 31 March, 2015
3) 15 August, 2014 to 31 August, 2015
4) 1 August, 2014 to 1 August, 2015
5) None

16. The Phase II of PMJDY (15th August, 2015 to 14th August, 2018) covers .......
1) Providing micro-insurance.
2) Unorganised sector Pension schemes
like Swavalambana through the Business
Correspondents.
3) All basic savings accounts opened will be
shifted to PMJDY accounts.
4) Facility to buy immovable property
through PMJDY accounts.
5) 1 & 2 only

17. As revealed by the World Bank President Jim Yong Kim, recently, which of the following countries is the largest client for the World Bank Group? (The WB committed a total of $6.4 bn to the country during its last fiscal year.)
1) India 
2) China 
3) Brazil
4) Japan 
5) None

18. In order to boost tourism, e-VISA to be introduced in a phased manner at how many airports in India in the next 6 months as announced by Finance Minister in the union budget 2014-15 ?
1) 18 2) 5 3) 4 4) 9 5) 25

19. In order to encourage people, to save more in rural areas, where the banking facilities
are poor, KVP will be introduced again. KVP stands for .......
1) Kisan Village Patra
2) King Vikas Patra
3) Kisan Vikas Patta
4) Kisan Vikas Patra 
5) None

20. Pradhan Mantri Krishi Sinchayee Yojana, to provide water to every irrigation land proposed
with an outlay of ....... under budget 2014-15.
1) Rs.1000 crore 
2) Rs.2000 crore
3) Rs.3000 crore 
4) Rs.5000 crore
5) Rs.100 crore

21. In the recent budget 2014-15, the 'Swachh Bharat Abhiyan' proposed to bring total
sanitation in India by 2019, the 150th birth anniversary of .......
1) Nehru 
2) Sardar Vallabhai Patel
3) Indira Gandhi 
4) Mahatma Gandhi
5) None

22. Rurban development model of urbanization of the rural areas will be introduced in the name of........ mission.
1) Pandit Madan Mohan Malaviya
2) Mahatma Gandhi
3) Syamaprasad Mukherji
4) Deendayal
5) Jayaprakash Narayan

23. Which multi-skill programme proposed to train the youth with an emphasis on
employability and entrepreneur skills?
1) Skill Develop 
2) Skill under it
3) Skill India 
4) Skill and Train 
5) None

24. P.V. Sindhu of India won ....... medal in the concluded World Badminton Championship
2014 held between 25-31 August 2014 at Copenhagen, Denmark.
1) Bronze 
2) Gold 
3) Silver
4) She did not participate
5) She stood in the fourth place only

25. Star Sports Pro Kabaddi League won by...... on 31 August 2014.
1) Patna Pirates 
2) Bengaluru Bulls
3) Telugu Titans 
4) Jaipur Pink Panther
5) U Mumbai

26. Captain of Jaipur Pink Panthers ........
1) Rajaguru Subramanian 
2) Manjit Chillar
3) Navneet Gautam 
4) Anup Kumar
5) Jasmer Singh

27. Which of the following team is not one of the participant of Kabaddi League?
1) Bengal Warriors 
2) Telugu Titans
3) Bihar Big Brothers 
4) Dabang Delhi
5) Bengaluru Bulls

28. Who host the Federation Cup in 2015?
1) Goa 
2) Kerala
3) Jammu and Kashmir 
4) West Bengal
5) None

29. Federation Cup in foot ball launched in 1977. The winner of Federation Cup in 2013 is .......
1) Churchill Brothers
2) Sporting Clube de Goa 
3) Mohun Bagan
4) Mohammedan Sporting 
5) ITI Bangalore

30. Zimbabwe ODI team defeated Australia cricket team on 31 August 2014. Who is the
captain of Zimbabwe team?
1) Elton Chigumbura 
2) Timycen Maruma
3) Sikandar Raza 
4) Brian Vitalis
5) Brendan Taylor

31. Mars 2020 rover mission will be send by .....
1) CNES 
2) RKA 
3) NASA
4) ISRO 
5) None

32. According to the first edition of the BrandZ Top 50 Most Valuable Indian Brands ......
stood with a brand value of $9.4 bn is India's most valuable brand ........
1) HDFC Bank 
2) TATA 
3) Airtel
4) RIL 
5) ONGC

33. India's Gross Domestic Product (GDP) grew at what percent during Apr-Jun 2014 first
quarter, the highest in the last 10 quarters?
1) 7.3% 
2) 5.0% 
3) 4.1% 
4) 5.7% 
5) 7.7%

34. Vistara is the joint venture airlines of ......
1) Tata-Malaysian Airlines (SIA)
2) Tata-Singapore Airlines (SIA)
3) Tata-Australia Airlines (SIA)
4) Tata-Jet Airlines (SIA) 
5) None

35. Central Government revised investment target for Dedicated Freight Corridor (DFC)
from Rs.27,000 crore to .......
1) Rs.30,000 crore 2) Rs.40,000 crore
3) Rs.80,000 crore 4) Rs.90,000 crore
5) None

36. To which language people, Jammu and Kashmir legislative Assembly provided 5% reservation by amending the Jammu and Kashmir Reservation Act, 2014?
1) Urdu 2) Hindi 3) Persian
4) English 5) Pahari

Answers Key:
1.1; 2.3; 3.1; 4.3; 5.3; 6.1; 7.4; 8.5; 9.1; 10.5; 11.1; 12.1; 13.4; 14.5; 15.1; 16.5; 17.1; 18.4; 19.4; 20.1; 21.4; 22.3; 23.3; 24.1; 25.4; 26.3; 27.3; 28.3; 29.1; 30.5; 31.3; 32.1; 33.4; 34.2; 35.3; 36.5


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