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Tuesday, September 30, 2014

Question Asked in various Interview centers In IBPS PO -3

(1) Tell me About Yourself?
(2) Diff bet. GDP & GNP ?
(3) What is Boyle's Law?
(4) What is law of Motion?
(5) then my hobbies?
(6) my strengths & weakness?
(7) they give me a paper to find hexadecimal of 45?
(8) are u a team player?
(9) Why u want join banks?
(10) can u tell me the statistics about the growth in banks?
(11) What is the difference between credit n debit card??
(12) How can an illiterate person use card if he doesn’t know how to use it and enter d pin?
(13) Is there ant ATM without a PIN?
(14) What about d ppl in rural areas who are illiterate and how will they be able to use cards n all.?
(15) what is liquidity?
(16) who is the regulator of banks?
(17) Functions of RBI?
(18) Do you have bank a/c?
(19) in which bank?
(20) which type of account?
(21) How much of interest they are giving to you?
(22) What type of Demand Loans are introduced by Andhra bank?
(23) do you know about SHG? EXPLAIN IT.
(24) what is financial inclusion ?
(25) who introduced financial inclusion ?
(26) How many type of accounts ?
(27) What is priority sector?
(28) In education loan there is need of any colletral security ?
(29) limit for education loan?
(30) what is demat account ?
(31) who does open demat account and can a bank it
(32) You have done mca in 2011...after it wht u have done ...n why banking ?
(33) what is rdbms ?
(34) rdbms softwares ?
(35) what lastest version of oracle 9i ?
(36) what is normalisation ?
(37) which N-form most use in normalisation ?
(38) is bitcoin ?
(39) who is telecommunication minister ?
(40) latest news by supreme court about adhar card ?
(41) What is a bank??
(42) As a bank employee what should we want to do for bank??
(43) How your field useful to bank??
(44) What is the problems at present public facing in the Public sector banks??
(45) What is your score??
(46) Will you serve in the bank upto the end??
(47) Who is the chairman of SBI??
(48) What is the full form of ATM??
(49) ग्रेजुएशन किस सब्जेक्ट से किया है ?
(50) तो बी.टेक करते हुए सोचा था की बैंक ज्वाइन करोगे ?
(51) तो अब फिर बैंकिंग क्यों ?
(52) बैंक क्या है ?
(53) रेपो रेट क्या है ?
(54) कितनी है रेपो रेट ?
(55) रिवर्स रेपो रेट क्या है ?
(56) किन्ही तीन बैंकों के नाम और उनके चेयरपर्सन के नाम बताओ?
(57) SBI के चेयरपर्सन कौन है ?
(58) किसी बैंक में अकाउंट खोलने के लिए क्या क्या डॉक्यूमेंट जरुरी होता है?
(59) आज की कोई दो हैडलाइन बताओ ?
(60) RTI और RTE क्या हैं ?
(61) You have completed MCA now why u have chosen banking sector ?
(62) What is www?
(63) What is CRR and SLR
(64) what is augusta westland deal ?
(65) Who is the health minister of delhi ?
(66) who is chief election commissioner of india ?
(67) What is your opinion about arvind kejriwal ?
(68) Do u think arvind kejriwal can change the face of Indian politics.
(69) Current Repo rate,bank rate,Reverse repo rate ?
(70) Your hobbies
(71) What have you done in your graduation?
(72) Tell me about your father’s profession
(73) Who regulates insurance sector?
(74) Where is it’s headquarter?
(75) Who regulates share market?
(76) Where is its HQ & who is chairman?
(77) What is difference between Primary & Secondary market?
(78) What is IPO?
(79) What is Follow up IPO? If IPO has already issued then what is the need of it?
(80) What is RBI?
(81) does it regulate cooperative banks also?
(82) Do u have any bank account?
(83) Who is head of SBI?
(84) Have you heard about CSR?
(85) Tell me 2 companies which are following CSR?
(86) Tell me 2 names of public & pvt banks who’s head is a woman
(87) Earlier u said that RBI controls monetary policy, when govt. passes the budget then what is the need of monetary policy?
(88) what is reverse repo rate?
(89) current reverse repo rate is?
(90) when RBI borrows from other banks, then money in market increases or decreases?
(91) what is LT, ST, MT
(92) after that Infrastructure Sector me kuan si financing hoti hai ST,LT
(93) Who is the CJI of India.
(94) Who is the CVC
(95) Who is the CIO
(96) Who is the Chief election Officer.
(97) What is the function of Financial Management.
(98) What is BEP..
(99) who control the working of banks & how
(100) Asked me about 2 Rates
(101) What is current Bank Rate
(102) What are basic A/c Principals..
(103) Liability & assets side of Banks
(104) What is Sarfaesi act
(105) What is NPA
(106) What is the serious problem that the economy is facing
(107) What is cad
(108) How can u suit yourself in a bank
(109) Where u have worked?
(110) After MBA, why you want to join Bank, and how u are useful to us?
(111) Difference between Sales and Marketing?
(112) Types of customers?
(113) Difference between World Bank and IMF?
(114) Difference between money Market and Capital market?
(115) Last question regarding Bhartiya Mahila Bank?
(116) which year you completed your B.com?
(117) favorite sub which i told account then they ask why loan and investment come in balance sheet?
(118) when i told them but said why it is shown under investment head then i said sorry i dont remember .
(119) what is fund flow ..
(120) What is your favorite chapter in account i told cost acc..
(121) what is opportunity cost. Absolute cost ..
(122) if u take loan from bank which side in balance sheet com ..
(123) what u know about banking?
(124) how rupees value getting depreciated? i
(125) What are the measures to control depreciation .
(126) What types of crops in ur region they grow commonly?
(127) wht are your hobbies?
(128) What are todays headlines?
(129) Do you support AAP?
(130) Tell me wht is CRR and how RBI uses this as a tool for various purposes?


Important Points of Union Budget 2014-15

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1.    Fiscal deficit target retained at 4.1% of GDP for current fiscal  

2.    Fiscal deficit target 3.6% forr 2015-16

3.     Fiscal deficit target 3% for 2016-17

4.    Revenue Deficit seen at 2.9% for FY15

5.     Aim to achieve 7-8 per cent economic growth rate in next 3-4 years

6.    Target Agriculture growth rate at 4 %

7.    Defence FDI cap raised to 49% from 26% at present

8.    Insurance FDI cap raised to 49% from 26% at present

9.    Exemption limit on income tax from Rs. 2 lakh to Rs. 2.5 lakh.

10.  For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum.

11.  Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh.

12.  Annual PPF ceiling to be improved to Rs 1.5 lakh from Rs 1 lakh

13.  Women Safety:
i. Outlay of Rs. 50 crores for a pilot scheme on road safety
ii. Another 150 crores to be spent by MHA on safety on women in larger cities
iii.  'Beti Bachao, Beti Padhao Yojana' - 100 crores

14.  Budget Allocate for National Rural Drinking Water - Rs 3600 cr

15.  Budget Allocate for (Rural housing) national housing banking programme - Rs 8000 crore

16.   Metro rails in PPP mode; for metro scheme in Ahmadabad and Lucknow - Rs. 100 cr

17.  Budget Allocate to set up virtual classrooms - Rs 100 crores

18.  Budget Allocate for setting up 5 more IIMs and IITs - Rs 500 crores

19.  Budget Allocate for SC development - Rs 50,548 cr

20.  Budget Allocate for Statue of Unity, a statue of Sardar Patel in Gujarat - Rs. 200 crore

21.  Budget Allocate for irrigation plan named Pradhan Mantri  Krishi Sichayin Yojana - Rs. 1000 cr

22.  Budget Allocate for credit scheme for start-ups by those from scheduled castes and tribes - Rs 200 crores

23.  Budget Allocate for creating Smart cities - Rs. 7060 cr

24.  Budget Allocate for price stabilization fund - Rs. 500 crore

25.  Budget Allocate for modernization of Madrasas - Rs. 100 crores

26.  Budget allocated for Startup village to promote entrepreneurship among rural youth - Rs 100 crore

27.  Budget allocated for PM Sadak Yojana - Rs. 14,389 crores

28.  Budget allocated to set up six textiles cluster - Rs 200 crore

29.  e-visa for nine cities to promote tourism

30.  15 Braille press to come up.

31.  Currency note with Braille-like signs.

32.  Minimum pension of Rs.1000 per month to all PP schemes.

33.  Bharat Swach Yojna proposed for hygiene and cleanliness.

34.  Skill India initiative to make youth employable and create more entrepreneurs.

35.  Assam and Jharkhand to get Centre of Excellence on farming.

36.  Senior Citizens Pension Plan Extended Till August 2015

37.  100 soil testing laboratories across the country.

38.  Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs. 200 cr

39.  Crisis Management Centre for women at Delhi

40.  PSU Banks to Raise Rs 2.40 Lakh Cr Capital by 2018


2013 Important Bank Question


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1. Committee on financial inclusion: Nachiket Mor Committee 
2. 150 km missile launched by DRDO recently: Prithvi
3. Minister of Social Justice and empowerment: Thawar Chand Gehlot
4. Bhartiya Mahila Bank Chairman: Usha Ananthasubramanium
5. Banks Nationalization: 1969

6.Capital of Argentina: Buenos Aires
7. Official Currency of Indonesia: Indonesian Rupiah

8
. Vijay Sheshadri won Pulitzer prize for: “3 Sections”
9. Which state don’t shares the border with Telangana: Jharkhand
10. Constituency of Nitin Gadkari: Nagpur
11. Recently PM inaugurated a hydro power plant at which place: Uri (J & K)
12. Press freedom day: 3 May 

13
. RBI established in: 1935

14
. Who is the current Food & Consumer Affairs minister: Ram Vilas Paswan

15
. World Tourism Day is celebrated on: 27 September 
16. Gillette cup is associated with which sports: Cricket 
17. Kaveri river water dispute between which states: Karnataka & Tamil Nadu

18. 
Full form of CD-R: Compact Disc Recordable
19. MS word is a type of: Application Software
20. Printer is an ……device: Output device

HEADS OF ALL PUBLIC SECTOR BANKS

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1. Allahabad Bank ----- Sh Rakesh Sethi 
2. Andhra Bank ------- Sh. C.V.R. Rajendran
3. Bank of Baroda ------- vacant
4. Bank of India ------ Smt. V.R. Iyer 
5. Bank of Maharashtra ------- Sh. Sushil Muhnot 
6. Canara Bank ------ Sh. R.K. Dubey 
7. Central Bank of India ----- Sh. Rajeev Rishi 
8. Corporation Bank ------- Sh. Sadhu Ram Bansal
9. Dena Bank ------ Sh. Ashwini 
10. Indian Bank ----- Sh. T.M. Bhasin 
11. Indian Overseas Bank ------ Sh. M. Narendra 
12. Oriental Bank of Commerce ------- Sh. S.L. bansal
13. Punjab & Sind Bank ------- Sh. Jatinder Bir Singh 
14. Punjab National Bank ------ Sh. K.R. Kamath 
15. Syndicate Bank ------ vacant
16. UCO Bank ------- Sh. Arun Kaul 
17. Union Bank of India ------- Sh. Arun Tiwari 
18. United Bank of India ------ Vacant 
19. Vijaya Bank ------- Sh. V. Kannan 
20. State Bank of India -------- Smt. Arundhati Bhattacharya
21. State Bank of Bikaner & Jaipur ------ Smt. Arundhati Bhattacharya
22. State Bank of Patiala ------- Smt. Arundhati Bhattacharya
23. State Bank of Hyderabad -------- Smt. Arundhati Bhattacharya
24. State Bank of Mysore ------- Smt. Arundhati Bhattacharya
25. State Bank of Travancore ------ Smt. Arundhati Bhattacharya
26. IDBI Bank Ltd. -------- Sh. M.S. Raghavan 
27. Bhartiya Mahila Bank ------- Smt. Usha Ananthasubramanyan

Monday, September 29, 2014

GK Questions asked in RBI Assistants Exam

23-Sept-2014 (Morning Shift)


1.    Kudankulam power station: Tamil Nadu

2.    Shillong is in : Meghalaya

3.    Najma Heptulla ministry: Minority affairs

4.    Tax exemption limit for senior citizens: 3 lakh

5.    Minimum pension: Rs1000

6.    Mamta Pujari belongs to which sport : Kabaddi

7.    Anti Tobacco Day: 31st May

8.    Revolution 2020 author: Chetan Bhagat

9.    Finance allocated for Metro rail is 100 cr - Lucknow and Ahmedabad

10.  Novak Djokavik defeated whom in Wimbledon Championship final: Roger Federer

11.  Five IIM to be opened in which one of the following state -4 state given and asked for the 5th "Odisha"

12.  FDI raised in Defence 26% to -49%

13.  FRBM full form - Fiscal Responsibility and. Budget Management

14.  Mohiniattam dance which state - Kerala

15.  Windhoek is capital of- Namibia

16.  Pakistan Currency – Pakistani Rupee

17.  Oscar for best director – Alfonso Cuaron

18.  Best actor film fare award for – Farhan Akhtar

19.  Begam Praveen got Padma Bhushan for which category-singer

20.  RBI report on GDP growth 2014 14 15 August- 5.5%

21.  ARC Full Form – Asset Reconstruction Company

22.  UFCE Full Form - Unhedged Foreign Currency Exposure-Clarifications

23.  Law and Justice Minister – Ravi Shankar prasad

24.  Finance ministry ordered _____ audit of 2 bank? Forensic

25.  Loss incurred for railway per passenger in paise - 23p

26.  Rural Minister – Nitin Gadkari

27.  Jammu udampur srinagar ___ railway link? Baramulla

28.  Palace of winds is situated in ___ Jaipur

29.  Who is the CEO of Infosys – Vishal Sikkha
Krishna Sagar dam is located in – Karnataka
TFA Full Form-Trade Facilitation Agreement
Metro project in Lucknow and –Ahmedabad
Railway link of Jammu Udampur Srinagar-
____ Network of high speed rail connectivity  
Bricks developmement bank start up capital : 100 Million dollar
One question on EPFO Pension 
One question on IIMS 
One question on FDI


23-Sept-2014 (Evening Shift)

1.    Oscar 2014 Best supporting actress -  Lupita Nyong'o

2.    Best actress in film fare awards 2014  - Deepika Padukone

3.    Law and justice minister – Ravi Shankar Prasad 

4.    Water resources minister – Uma Bharti

5.    Defence minister: - Arun Jaitley

6.    Kuchhipudi dance form which state -  Andhra Pradesh

7.    Currency of Iran?

8.    In which case RBI has imposed 12 crore fine to banks?

9.    States where IIMS are to be opened -

10.  Fund for Pradhan Mantri  Krishi Sichayin Yojana - Rs. 1000 cr
11.  South African cricketer retired – Jaques Kallis

12. Kampala is capital of which country – Uganda

13.  Tarapur plant in which state – Maharashtra  

14.  Varanasi Ghat is on which river – Ganga

15.  CBI chief – Ranjit Sinha

16.  Fiscal deficit according to union budget – 4.1%

17. Tawang is in which state - Arunachal Pradesh

18.  Mettur dam is in – Tamil Nadu

19.  Parupalli kashyap related to – Badminton

20.  Jai Bhawan related to which game - Boxing

21.  The Guide author – R.K. Narayan

22.  According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12

24-Sept-2014 (Morning Shift)


1.    Mogadishu is the capital of which country: Somalia

2.    Denmark currency: Danish Krone

3.    Urban Development Minister: Venkaiah Naidu


4.    Smriti Irani is holding which ministry: HRD Ministry

5.    Arjuna Award for which cricketer: R. Ashwin

6.    "The God of Small Things" novel author: Arundhati Roy

7.    Public provident fund interest rate: 8.7%

8.    Rawatbhata power plant in which state: Rajasthan

9.    New IIM'S will be in which state ?( four states have given and asked for the fifth one)

10.  National Sports Day: 29 Aug

11.  Kathakali dance from which state: Kerala
12.  e-visa in how many cities to promote tourism: 9

13.  M singles French open 2014 winner: Rafal Nadal

14.  FIDE world (rapid chess championship) won by which player: Magnus Carlsen

15.  Vice President of USA: Joe Biden

16.  Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag

17.  Governor of Maharashtra:  C Vidyasagar Rao

18.  Li-tatina (tomator tyoha) festival of which country: Spain

19.  Hill station 'ARAKU' in which state: Andhra Pradesh


24-Sept-2014 (Evening Shift)

1. Railway Minister of India - Sadananda Gowda
2. Malaysia Currency - Ringgit
3. World Environment Day - 5 June
4. New IIMs are in which district - Bihar,Himachal Pradesh, Punjab, Maharashtra, Telangana, Orissa and Delhi.
5. Who is John Carrey? - Actor
6. Tintu Lukka from which game - Athletics
7. Sanitation Program in Budget till - 2019
8. Oscar winner in leading role actor - Matthew McConaughey
9. Who is the USA Secretary of State - John Kerry
10. Which country capital is Port Victoria? - Seychelles
11. Cry the peacock author? - Anita Desai
12. Atomic Energy minister of India - +
13. French Open winner - Rafael Nadal
14. One question on hill station in which state?
15. One question on dance form
16. Narora Power Plant situated in? U.P
17. Best Director National Awards? Hansal Mehta
18. U.K. Prime Minister? David Cameroon
19. Full Form Of UNCTAD - United Nations Conference on Trade and Development
20. Sattriya is the dance form of which state? - Assam
21. Full form of SARFAESI - Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
22. Leander Paes related to which game? - Tennis
23. Rihand Dam in which state? - Uttar Pradesh
24. India and England Test Series Man of the Series for India - Bhuvaneshwar Kumar


25-Sept-2014 (Morning Shift)

1. Zambia capital - Lusaka
2. Port Louis is capital of - Mauritius
3. Russia currency - Russian Ruble
4. Home Affairs Minister - Shri Rajnath Singh
5. Rural Development Minister - Nitin Gadkari
6. France President - François Hollande
7. Coorg Hill station is where? - Karnataka
8. Kathak dance - UP
9. Kakrapar power plant is in - Gujarat
10. Kerala new CM - Oommen Chandy
11. Question based on Price stabilization fund -
12 REIT abbreviation - Real State Investment Trust
13. How much percent of passenger traffic increased in railways? - 12.9%
14. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo
15. BKS Iyengar is related to which field? Yoga
16. IIMs 4 given 5th is? - Rajasthan
18. Best actor in national film awards ? - Suraj Venjaramoodu(Malayalam), Raj Kumar Rao(Hindi)
19. Best actress in Oscar?- cate blanchett
20. Rajiv Khel Ratna award 2014? - None
21. US released postage stamp on who actor ? - Akkineni Nageswara Rao
22. "The suitable boy" written by? - Vikram Seth
23. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze
24. World Computer Literacy Day? - 2nd December
25. Cheruthoni dam in which state? - Kerala
26. Japan will give total money for infra project? - $ 33 Billion
27. Home Minister ? - Rajnath Singh
28. How much was given for price stabilisation fund- 500 cr

25-Sept-2014 (Evening Shift)

1. Indira sagar dam located in which state – Madhya Pradesh
2. Kaiga power plant in which state – Karnataka
3. Addis Ababa capital of – Ethiopia
4. Bangladesh currency – Taka
5. External affairs minister – Sushma Swaraj
6. Japan president – Shinzo Abe
7. Author of inheritance of loss – Kiran Desai
8. ASEAN total countries – 10
9. Bharatanatyam which state – Tamil Nadu
10. Taj Mahal in which state – Uttar Pradesh
11. What is the profile of Maneka Gandhi - Women and child development
12. FFCB full form - Foreign currency convertible bonds (FCCBs)
13. Number of goals in FIFA World Cup – 171
14. Louvre museum in - Paris
15. Laughter day – 1st Sunday of may
16. Oscar best movie – 12 years a slave
17. National award for best Hindi film – Jolly LLb
18. Inheritance of loss – Kiran desai
19. Kaiga – Karnataka
20. Panchmarhi – MP
21. Jan Dhan Yojana – Life Insurance – 30,000
22. World Bank head – Jim Yong Kim
23. ILO headquarters – Geneva
24. Deputy speaker of Loka sabha – Thambi durai
25. Purpose of Commercial Paper – to meet short-term debt obligation
26. IIM is to be opened in which state?
27. Proposed small and ___ banks – Payment
28. Income exempted from tax (below 60) – 2.5 lakhs
29. Metro rail project in Ahmadabad and – Luckhnow
30. Cricket – Baller to get fastest - 100 wickets
31. GAAR = General Anti Avoidance Rules
32. 1st presidency of new BRICS bank – India
33. SEBI bill- what amount to be collective investment = 100 crore


26-Sept-2014 (Morning Shift)


1. Total imports done in 2013-14 ? - $616.7 billion
2. Total exports done in 2013-14 ? - $442.4 billion
3. Pound sterling is the currency of which country - United Kingdom
4. PM Modi is which PM of India? 15th PM
5. Which Lok Sabha election was held recently? - 16th
6. Netherlands Capital? - Amsterdam
7. India wins how many gold in CWG? 15
8. NASSCOM chairman? R. Chandrashekaran
9. Best film (hindi) in Filmfare? - Bhaag Milkha Bhaag
10. GDP for 2014-15 by IMF? - 5.4%
11. India's first motion picture? - Raja Harishchandra
12. India's first newspaper? - Bengal Gazette
13. One question from whole price index.
14. Total women population in the world as per census? -
15. Press council of India formed in which year? - 1978
16. Indira Awas Yojna which year formed? - 1996
17. Which of following country is not a male dominated country? - USA
18. Currency of UK ? - Pound Sterling
19. Minister of Railways ? - Sadananda Gowda
20. One question on China's development index.
21. Newly granted license for which two banks ? - IDFC and Bandhan
22. Who among the following is not a RBI deputy governors ?
23. World Heart day? - 29 September
24. Current Foreign Exchange reserve of India? - 319,390 million $ US
25. WTO head quarters? - Geneva
26. When did India become member of WTO? - 1995
27. RBI formed in which Year? - 1935
28. Any Time Milk by which company? - Amul
29. India's first Postal Savings Office ATM located in which city? - Chennai
30 .First newspaper of india-bengal gazette

26-Sept-2014 (Evening Shift)


1. Tibor full form - Tokyo Interbank Offered Rate
2. Japan's dance - Odori and Mai
3. Current CRR - 4%
4. How much interest paid by rbi on deposit of CRR? Zero
5. Prime minister of UK - David Cameroon
6. Newly elected deputy governor - S.S. Mundra
7. RBI proposed for 5th deputy governor by post - Chief Operating Officer
8. One question was from world bank (option given ..not part of wb)
9. One question from tag line of bank
10. Which is not nationalised bank from option
11., No question from budget
12. Shadow banking committee headed by - T. Vijay Bhaskar
13. Overhead is related which sport - Netball
14. Who is lady election commission officer? V.S. Ramadevi
15. FDI in Public sector bank? - 20%
16. Summer 2016 games held in? Rio De Janeiro

17. Which do not work under RBI ? Options were IMF, IFC, etc - Answer is IMF

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