Important General Awareness Questions & Answers

1. Which Agriculture University conferred M S Swaminathan with honorary degree ?
(1) Faisalabad University
(2) Hravard University
(3) Jawahar lal Nehru University
(4) Oxford University
(5) Massachusetts University

2. Who is presented with 22nd Rajiv Gandhi National Sadbhavana Award ?
(1) T V Gopalakrishnan
(2) Muzaffar Ali
(3) K Radhakrishnan
(4) Govind Kumar
(5) Chandi Bhat

3. Which of the following term is not associated with Economy?
(1) GDP
(2) Hindu Growth Rate
(3) PPP
(4) LED
(5) None of these

4. In the context of banking system, what does productivity means?
(1) Production of Service
(2) Business per employee
(3) Quality of customer service
(4) Both 1 &2
(5) None of these

5. Expand the term MIDF.
1) Marketing Industry Development Fund
2) Manufacturing Industry Development Fund
3) Manure Industry Development Fund
4) Mutual Fund Industry Development Fund
5) None of these

6. The govt is all set to amend the RTI Act to thwart an order of the CIC. This amendment is aimed at
1) keeping non-govt organisations (NGOs) out of the purview of the CIC.
2) keeping political parties out of the purview of the CIC.
3) keeping BCCI out of the purview of the CIC.
4) keeping private banks out of the purview of the CIC.
5) None of these

7. The term ‘Death Cross’ is associated with which of the following?
1) Stock Exchange
2) Defence
3) Christianity
4) Astronomy
5) None of these

8. Which of the following is known as cross-selling by Banks?
(A) Sale of a debit card to a credit card holder
(B) Sale of Insurance policy to a depositor
(C) Issuance of cash against cheque presented by a third party

(1) only (A)
(2) only (B)
(3) only (C)
(4) both (A) and (C)
(5) All (A), (B) and (C)

9. Which of the following states became the first state in the country to launch RBI's e-payment system for commercial tax payment?
(1) Andhra Pradesh
(2) Kerela
(3) Gujarat
(4) Maharashtra
(5) Karnataka

10. When a bank returns a cheque unpaid, it is called
(1) payment of the cheque
(2) drawing of the cheque
(3) cancelling of the cheque
(4) dishonor of the cheque
(5) taking of the cheque

11. Mortgage is a
(1) security on movable property for a loan given by a bank
(2) security on immovable property for a loan given by a bank
(3) concession on immovable property for a loan given by a bank
(4) facility on immovable property for a loan given by a bank
(5) security on immovable property for a deposit received by a bank.

12. Which of the following types of accounts are known as 'Demat Accounts'?
(1) Accounts which are Zero Balance Accounts.
(2) Accounts which are open to facilitate repayment of a loan from the bank. No other business can be conducted from there.
(3) Accounts in which shares of various companies are traded in electronic form.
(4) Accounts which are operated through internet banking facility.
(5) None of these

13. Who is the chairman of the committee constituted by RBI to study issues and concerns in the Micro Finance Institutions (MFI) sector?
(1) Y. H. Malegan
(2) Dr. K.C. Chakrabarty
(3) C Rangrajan
(4) M. Damodaran
(5) Usha Tharat

14. A centralised database with online connectivity to branches, internet as well as ATM network, which has been adopted by almost all major banks of our country is known as:
(1) investment banking
(2) core banking
(3) mobile banking
(4) national banking
(5) specialized banking

<<<< ANSWERS >>>>
1. 1
2. 2
3. 4
4. 2
5. 2
6. 2
7. 1
8. 2
9. 5
10. 4
11. 2
12. 3
13. 1
14. 2

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